#41 Generational Wealth & the Five Capitals
Generational wealth demands more than money. Discover how the Five Capitals framework transforms capital allocation into a blueprint for lasting legacy. In this episode, Roland Wiederaenders and Sarah Florer reveal how human, intellectual, social, spiritual, and financial capital work together to build wealth that endures.
The Five Capitals: Building Generational Wealth That Lasts
Smarter Capital Allocation for Lasting Legacy
Generational wealth isn’t built on financial capital alone. In this episode, Roland Wiederaenders and Sarah Florer unpack the Five Capitals framework—human, intellectual, social, spiritual, and financial—and reveal how each fuels sustainable growth and legacy. Through real-world examples and investor-focused insights, they show how balancing these capitals can strengthen portfolios, preserve wealth across generations, and align investments with values. Whether you’re diversifying assets, refining capital allocation, or safeguarding your family’s future, this conversation equips you with a holistic blueprint for wealth that endures.
Key Takeaways
- Wealth is multi-dimensional—financial capital is only one of five essential pillars.
- Human capital drives performance through health, relationships, and leadership capacity.
- Intellectual capital compounds when investors prioritize learning and adaptive thinking.
- Social capital expands opportunity via networks, partnerships, and influence.
- Spiritual capital anchors decisions in values, purpose, and long-term vision.
- Financial capital fuels the others—but without balance, legacy erodes.
- The Five Capitals framework creates a repeatable model for sustainable wealth transfer.
Chapters
00:00 – Introduction to the Five Capitals
05:09 – Exploring Human Capital
18:36 – Understanding Intellectual Capital
24:07 – Balancing Academics and Practical Skills
26:25 – Understanding Social Capital
31:00 – The Role of Spiritual Capital
39:20 – Exploring Financial Capital
44:49 – Concluding Thoughts on the Five Capitals
Credits
Sponsored by Real Advisers Capital, Austin, Texas
If you are interested in being a guest, please email us.
Disclaimers
“This production is for educational purposes only and is not intended as investment or legal advice.”
“The hosts of this podcast practice law with the law firm, Ferguson Braswell Fraser Kubasta PC; however, the views expressed on this podcast are solely those of the hosts and their guests, and not those of Ferguson Braswell Fraser Kubasta PC.”
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